Q&A: When mortgage shopping, does checking your credit scores lower them?
Dear Liz: We’re trying to refinance a mortgage. All of the mortgage lenders claim that checking our credit scores will not affect the scores. However, that is not true. What gives? The three credit...
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Tuesday’s need-to-know money news
Today’s top story: Care about your credit score? Get strategic with card limits. Also in the news: Buy now, pay later traps, and what to know about bitcoin as it approaches $70,000. Care About Your...
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Tuesday’s need-to-know money news
Today’s top story: 4 common winter home insurance claims and how to prevent them. Also in the news: How long it will take to pay off your MBA debt, huge Disney park changes for 2022 and tips on how to...
View ArticleQ&A: Unexpected credit upswing
Dear Liz: I know there are different factors involved, but I find a recent upsurge in my FICO score inexplicable. My score went from about 740 to 815, according to a note in my most recent credit card...
View ArticleQ&A: How to boost your credit scores in the next year
Dear Liz: I am 36 with a 535 credit score and about to move back to the U.S. from Colombia with my future wife. I’d like to increase my score by 100 or 200 points within eight to 12 months. Is it...
View ArticleQ&A: When a lower credit score might not be cause for alarm
Dear Liz: I sold my house, paid off my mortgage and then got a new mortgage for another home in 2021. When I applied for the new mortgage, my credit score was 830. After buying the home, my score...
View ArticleQ&A: One big trip whacked this reader’s credit score. How is that possible?
Dear Liz: I normally use about 5% of my credit card lines and pay them off every month. I just made a major trip purchase that pushed my month’s usage to 31%. My score dropped from 820 to 708 in one...
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Thursday’s need-to-know money news
Today’s top story: What Equifax’s credit score miscalculations mean for consumers. Also in the news: 5 ways to feel richer (even if you’re not), mortgage rates to stay high in August, and who should...
View ArticleQ&A: Dealing with credit challenges
Dear Liz: I felt you should have corrected the person who said they felt like a loser because heavy credit card usage lowered their credit scores. I went through a period of poor credit after I was...
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Thursday’s need-to-know money news
Today’s top story: How much it costs to adopt a child. Also in the news: Why money is so confusing, and the true history of credit scores. How Much Does It Cost to Adopt a Child? The adoption process...
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